Group Life is typically provided in the form of  annual renewable term insurance. When group term insurance is provided through your employer, the employer usually pays for the premiums. The amount of your coverage is typically equal to a multiple of salary.

Group Income protection can provide a financial benefit and rehabilitation support if an employee is unable to work because of long-term illness or injury. Group Income Protection can be used by employers: To help manage sickness and the associated costs.

Critical Illness  – Critical illness cover, also known as critical illness insurance, is a long-term insurance policy which covers serious illnesses listed within a policy.

Key man / Shareholder insurance  provides financial assistance to the business should a key individual pass away during the policy period.

This can also be expanded to include protection against critical illness.